General Liability Insurance
General Liability Insurance Information
An accident, injury or property damage can damage a company’s financial livelihood. Fortunately, general liability insurance offers financial protection from various liability risks for a company’s operations and employees. Cowey Insurance Group helps companies in New Bern, Jacksonville and Havelock, North Carolina, with their insurance needs. We can also help you start a policy to protect your business.
What General Liability Insurance Covers
General liability insurance coverage might protect your company from numerous liabilities with these coverages:
- Personal and advertising injury liability may cover offenses made by your employees, such as copyright infringement, slander, libel or malicious prosecution.
- Third-party bodily injury may cover physical injuries suffered by third parties on your premises from your business’s operations. For example, if a visitor slips and falls on a wet floor at your company, you could face severe financial damages.
- Third-party property damage may cover damage to tangible property and coverage for its loss of use if you’re found liable for damage to someone else’s property.
Every general liability policy is different. Be sure to work with Cowey Insurance Group today to determine what may or may not be covered under a general liability policy.
Why Do You Need General Liability Insurance?
A general liability insurance policy might cover common third-party risks, including customer injuries, and although it’s not required by law, commercial leases often require this type of insurance. We can help you determine if North Carolina requires you to have this insurance.
How Much Coverage Do I Need?
The amount of coverage you need for your business depends on your business, industry, location and operational risk. Having the right insurance coverage is essential since you might be responsible for any remaining costs once you’ve reached your policy’s coverage limit.
Safeguard Your Business’s Operations
General liability insurance can give you peace of mind knowing your business has the protection it needs if something unfortunate happens. Call Cowey Insurance Group at 252-638-1345 to get started on a policy.