Call Us 252-638-1345 ☰ ˟
Manage Policy File a Claim
Logo
252-638-1345
  • Home Page
  • Get a Quote
    • Auto Insurance Quote
    • Homeowners Insurance Quote
    • Life Insurance Quote
    • Business & Commercial Insurance HomeImage of right arrow
      • Commercial Auto Insurance Quote
      • General Liability Quote Form
      • Workers Compensation Quote
  • Blog
  • Resources
    • Refer a Friend
    • Important Links
    • Insurance Glossary
  • About Us
    • Location Map
    • Testimonials
    • Privacy Policy
  • Contact Us
Icon

Auto

We browse through a wide variety of coverages and find the right one for you.

Get a Quote
Icon

Home

We browse through a wide variety of coverages and find the right one for you.

Get a Quote
Icon

Business

We browse through a wide variety of coverages and find the right one for you.

Get a Quote
Icon

Recreational

We browse through a wide variety of coverages and find the right one for you.

Get a Quote
Icon

Life

We browse through a wide variety of coverages and find the right one for you.

Get a Quote
Home > Blog > How to Make Waterproofing Improvements to Your Home
WEDNESDAY, FEBRUARY 9, 2022

How to Make Waterproofing Improvements to Your Home

You never know if a flood could happen in your area. In North Carolina, on average we get around 48 inches of rain per year. Don't get caught without flood insurance in case disaster strikes. 

Here are some ways to avoid the sting of flooding long before the storm clouds roll in. 
rain gutters overflowing during rain shower
Step One: Get Flood Insurance 
Homeowners will invest a lot of money in their home. Most of these investments will go into fortifying the home and beautifying it. But some will go into protecting its value, should calamity strike. Most homeowners will get home insurance that reflects the value of your property and possessions.  

However, home insurance likely won’t come with flood coverage. While your policy might cover certain losses like a burst pipe, it won’t cover water damage from rain, river floods and other natural hazards. To get this protection, you need to obtain a qualifying flood insurance policy. 

Flood insurance occupies a unique niche in the insurance market. Federal law and the National Flood Insurance Program (NFIP) govern how these policies provide coverage. If you are in a designated Flood zone, your Lender will require that you purchase Flood Insurance. If you are not in a designated Flood zone, Flood Insurance is not mandatory, but it is also priced at a lower premium and it’s something to consider purchasing. During severe weather many floods occur in both designated and non-designated Flood zones. At Ahrens Insurance, we recommend Flood Insurance and we can determine your home’s Flood zone and offer you coverage options tailored for your home. 

Step Two: Make Home Improvements to Reduce Home Threats 
Sometimes, you cannot avoid flood damage. However, in other cases, you can reduce the chances of damage impacting the home. To help keep your home in pristine shape, consider these water-proofing safety steps: 

  • Make repairs to the home’s roof and foundations. These two areas have the highest chances of water damage in bad weather. Make sure the seals and structures of these areas remain tightly in place. 

  • Keep the home’s gutters clean and functioning. They can direct water away from the home if they have no faults within them.

 

If you notice developing problems when you buy the home, you can make improvements as needed. Having this knowledge ahead of time might even help you better allocate the funds you plan to use for renovations. 

Of course, ask your Cowey Insurance agent to determine your Home’s Flood zone and provide you with a Flood Quote. You will likely find it to be a wise decision, if you do. 

Posted 2:57 PM

Tags: flood insurance
Share |


No Comments


Post a Comment
Required
Required (Not Displayed)
Required


All comments are moderated and stripped of HTML.

NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2023
  • 2022
  • 2021
  • 2020

  • insurance(8)
  • coverage(6)
  • auto insurance(5)
  • car(5)
  • auto(5)
  • home insurance(4)
  • flood insurance(3)
  • classic car insurance(3)
  • commercial auto insurance(3)
  • builders risk insurance(2)
  • policy(2)
  • requirements(1)
  • homeowners(1)
  • accident(1)
  • belongings(1)
  • teen(1)
  • rates(1)
  • classic(1)
  • adjuster(1)
  • damage(1)
  • builders(1)
  • coverag(1)
  • drivers(1)
  • credit(1)
  • risk(1)
  • claims(1)
  • vintage(1)
  • flood(1)
  • builders risk(1)
  • car insurance(1)
  • diy(1)
  • business insurance(1)
  • home(1)
  • score(1)

View Mobile Version
Facebook
Google+
Get Directions
Contact Us Today
Have Questions?
Resources
Get a Quote
Customer Service
Payment Options
Report a Claim
Our Carriers
About Us
Refer A Friend
Blog
Contact Us
Contact us 1427 S Glenburnie Rd
New Bern, NC 28562

O: 252-638-1345
F: (252) 565-1740
© Copyright. All rights reserved. Powered by Insurance Website Builder.