FRIDAY, JANUARY 14, 2022
Visit any electronics store and you are sure to see a wide range of home security, home monitoring and smart home systems. These products provide homeowners with some nice benefits. Many give homeowners the ability to see and control what happens at home even if they are not home at all. 
In some situations, such systems can also offer a secondary benefit. They may help to reduce the cost of your home insurance.
What to Look for in Home Monitoring Systems
Not all types of smart homes offer the same level or type of features. As a homeowner, it is up to you to choose the system that is going to offer the features you want.
Consider the advantages of choosing a system that offers a few security features. Those features are exactly what you need to cut down on the costs related to your home insurance. Here are some things to keep in mind.
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Buy a system with security components. This may include doorbell cameras, exterior surveillance, and monitoring services that report likely break-ins to the authorities. The biggest savings you could potentially get on insurance comes from added security components.
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Look for systems that offer high-quality smoke and fire alarms. Some detect the presence of smoke, carbon monoxide and fires (based on the rise in heat). They create alerts to wake you up. These can also help to save you money on your home insurance.
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Window and door alarms are a good investment as well. Even if they do not have a way for you to monitor them remotely, such alarms can enhance the security of your home. They will likely sound when a door or window opens, making them well worth investing in.
Before investing in any home monitoring system, ask questions. Your home insurance agent is happy to help you determine which features may help you save money. You also should choose a system that is the best for your home. Discounts are nothing if you don't get appropriate protection.
It is also important to let your agent know which type and features you decide to buy. This allows you to potentially qualify for a discount on your home insurance products. Always focus on systems that help to make your home safer for you and your family.
Do you want to learn more about how to get the best home insurance rates? By exploring our website, you can access valuable resources on purchasing home insurance. If you have questions, give Cowey Insurance Group today at 252-638-1345.
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